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How much can car hauler owner-operators earn in North Dakota (ND)? Estimated rates, gross and net monthly income, cost of living impact, fuel costs, and top lanes in the Midwest region.
Rate Per Mile
$1.52
+1.3% vs national
Est. Gross Monthly
$12,160
-4.6% vs national
Est. Net Monthly
$5,849
After COL-adjusted expenses
| Metric | North Dakota | National Avg | Diff |
|---|---|---|---|
| Rate/Mile | $1.52 | $1.50 | +1.3% |
| Gross Monthly | $12,160 | $12,750 | -4.6% |
| Est. Net Monthly | $5,849 | $8,288 | -29.4% |
| Cost of Living | 99 (Average) | 100 (Baseline) | -1% |
| Fuel Tax | 23.0c/gal | ~32c/gal | Below avg |
North Dakota's below-average cost of living (index 99) is a genuine advantage for car hauler owner-operators. Your $1.52/mile rate stretches further here — fuel, food, housing, and operating costs are all lower than the national baseline. This makes ND one of the better states for net take-home pay.
| Category | Est. Monthly | % of Gross |
|---|---|---|
| Fuel | $1,926 | 15.8% |
| Insurance | $608 | 5.0% |
| Truck Payment / Lease | $1,800 | 14.8% |
| Maintenance & Repairs | $486 | 4.0% |
| Tires | $350 | 2.9% |
| Permits & Licenses | $149 | 1.2% |
| Food & Living | $792 | 6.5% |
| Phone / Software | $200 | 1.6% |
| Total Expenses | $6,311 | 51.9% |
| Net Take-Home | $5,849 | 48.1% |
Expenses adjusted for North Dakota's cost of living index (99). Actual costs vary by individual circumstances.
North Dakota's fuel tax of 23.0 cents/gallon is below the national average (~32c), giving car hauler carriers a fuel cost advantage. At 5-6 MPG, this saves approximately $135/month compared to higher-tax states. Combined with moderate freight volume, ND offers solid margin potential.
| State | Rate/Mile | Gross/Mo | Fuel Tax |
|---|---|---|---|
| North Dakota (ND) | $1.52 | $12,160 | 23.0c |
| Illinois (IL) | $1.66 | $13,280 | 46.7c |
| Indiana (IN) | $1.67 | $13,360 | 33.0c |
| Iowa (IA) | $1.51 | $12,080 | 30.0c |
| Kansas (KS) | $1.50 | $12,000 | 24.0c |
A good dispatch service can boost your per-mile rate by $0.15-$0.40 through better load negotiation, reduced deadhead, and detention pay recovery.