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How much can intermodal owner-operators earn in Arizona (AZ)? Estimated rates, gross and net monthly income, cost of living impact, fuel costs, and top lanes in the Mountain West region.
Rate Per Mile
$2.37
+12.9% vs national
Est. Gross Monthly
$20,145
+12.9% vs national
Est. Net Monthly
$11,934
After COL-adjusted expenses
| Metric | Arizona | National Avg | Diff |
|---|---|---|---|
| Rate/Mile | $2.37 | $2.10 | +12.9% |
| Gross Monthly | $20,145 | $17,850 | +12.9% |
| Est. Net Monthly | $11,934 | $11,603 | +2.9% |
| Cost of Living | 103 (Average) | 100 (Baseline) | +3% |
| Fuel Tax | 26.0c/gal | ~32c/gal | Below avg |
Arizona has a roughly average cost of living (index 103). Intermodal rates of $2.37/mile translate well to real purchasing power. Operating expenses are in line with national norms, making AZ a balanced market for intermodal owner-operators.
| Category | Est. Monthly | % of Gross |
|---|---|---|
| Fuel | $3,320 | 16.5% |
| Insurance | $806 | 4.0% |
| Truck Payment / Lease | $1,800 | 8.9% |
| Maintenance & Repairs | $806 | 4.0% |
| Tires | $300 | 1.5% |
| Permits & Licenses | $155 | 0.8% |
| Food & Living | $824 | 4.1% |
| Phone / Software | $200 | 1.0% |
| Total Expenses | $8,211 | 40.8% |
| Net Take-Home | $11,934 | 59.2% |
Expenses adjusted for Arizona's cost of living index (103). Actual costs vary by individual circumstances.
Arizona's fuel tax of 26.0 cents/gallon is below the national average (~32c), giving intermodal carriers a fuel cost advantage. At 5-6 MPG, this saves approximately $90/month compared to higher-tax states. Combined with high freight volume, AZ offers solid margin potential.
| State | Rate/Mile | Gross/Mo | Fuel Tax |
|---|---|---|---|
| Arizona (AZ) | $2.37 | $20,145 | 26.0c |
| New Mexico (NM) | $2.29 | $19,465 | 18.875c |
| Oklahoma (OK) | $2.30 | $19,550 | 19.0c |
| Texas (TX) | $2.40 | $20,400 | 20.0c |
A good dispatch service can boost your per-mile rate by $0.15-$0.40 through better load negotiation, reduced deadhead, and detention pay recovery.