🛣️ OTR Trucking Owner-Operator Earnings
Complete earnings breakdown for OTR Trucking owner-operators — gross revenue, operating expenses, net income, regional data, and top-paying lanes.
National Averages
Annual Gross Revenue
$210,000
$17,500/mo
Annual Expenses
$140,000
$11,667/mo
Annual Net Income
$70,000
$5,833/mo
Regional Breakdown
| Region | Avg Monthly Gross | Top Lanes |
|---|---|---|
| Northeast | $18,500 |
|
| Southeast | $16,800 |
|
| Midwest | $17,200 |
|
| West | $19,000 |
|
| Southwest | $17,500 |
|
Cost Breakdown
| Category | Monthly | % of Total |
|---|---|---|
| Fuel | $4,000 | 34.3% |
| Insurance | $1,500 | 12.9% |
| Truck Payment | $1,900 | 16.3% |
| Maintenance | $1,150 | 9.9% |
| Tires | $380 | 3.3% |
| Permits/Licensing | $260 | 2.2% |
| ELD/Technology | $90 | 0.8% |
| Dispatch Fee | $1,300 | 11.1% |
| Factoring | $680 | 5.8% |
| Misc (Tolls, Parking, Lumpers) | $407 | 3.5% |
| Total | $11,667 | 100% |
Fuel
Insurance
Truck Payment
Maintenance
Tires
Permits/Licensing
ELD/Technology
Dispatch Fee
Factoring
Misc (Tolls, Parking, Lumpers)
Top Paying Lanes
| Origin | Destination | Rate/Mile | Miles |
|---|---|---|---|
| Los Angeles CA | Dallas TX | $2.35/mi | 1,435 |
| Chicago IL | Atlanta GA | $2.28/mi | 720 |
| Newark NJ | Jacksonville FL | $2.45/mi | 920 |
| Seattle WA | Chicago IL | $2.48/mi | 2,060 |
| Dallas TX | Los Angeles CA | $2.30/mi | 1,435 |
Your Take-Home Calculation
Annual Gross
$210,000
Minus Expenses
- $140,000
Annual Net
= $70,000
Effective Hourly Rate
~$25/hr
Based on 55 hrs/wk, 50 wks/yr
Frequently Asked Questions
OTR owner-operators average around $210,000 gross and $70,000 net annually. Company OTR drivers earn $58,000-72,000 per year. The range is wide because OTR income depends heavily on miles run, lane selection, and whether you are an owner-operator or company driver. Top OTR owner-operators who run 3,000+ miles per week and select high-paying lanes can net $85,000-100,000.
Most OTR truckers average 2,500-3,000 miles per week, though some push 3,500+ with efficient routing and minimal downtime. Federal HOS regulations limit driving to 11 hours per day within a 14-hour window, with a mandatory 30-minute break after 8 hours. Weekly limits cap at 60 hours in 7 days or 70 hours in 8 days. Realistically, 500-600 miles per day is sustainable for most solo OTR drivers.
Traditional OTR drivers are out 2-4 weeks at a time with 2-4 days home between trips. Some carriers offer flexible OTR schedules like 14 days out / 3 days home or 21 days out / 5 days home. The extended time away from home is the single biggest reason drivers leave OTR for regional or local positions. Home time policies vary widely between carriers, so it should be a primary factor in choosing who to drive for.
OTR (Over The Road) and long haul are often used interchangeably, though OTR technically refers to any trucking that involves extended time away from home, regardless of individual load distance. Some OTR drivers run short loads (200-400 miles) but chain them together to stay out for weeks. Long haul specifically refers to loads over 500+ miles. Both involve living in the truck and being away from home for extended periods.
OTR is typically the best entry point for new CDL holders because it offers the most job opportunities, highest starting pay for inexperienced drivers, and rapid mile accumulation that builds your driving record. Most carriers require 6-12 months of OTR experience before you qualify for regional or local positions. Think of your first OTR year as paid training — you are building the experience that opens doors to better-paying, home-daily positions later.
See How These Numbers Compare
Explore earnings for all 7 equipment types, or use our free calculators to estimate your personal take-home based on your lanes, costs, and revenue.