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How much can reefer owner-operators earn in Mississippi (MS)? Estimated rates, gross and net monthly income, cost of living impact, fuel costs, and top lanes in the Southeast region.
Rate Per Mile
$2.86
+2.1% vs national
Est. Gross Monthly
$25,740
+8.2% vs national
Est. Net Monthly
$16,522
After COL-adjusted expenses
| Metric | Mississippi | National Avg | Diff |
|---|---|---|---|
| Rate/Mile | $2.86 | $2.80 | +2.1% |
| Gross Monthly | $25,740 | $23,800 | +8.2% |
| Est. Net Monthly | $16,522 | $15,470 | +6.8% |
| Cost of Living | 87 (Below Average) | 100 (Baseline) | -13% |
| Fuel Tax | 18.4c/gal | ~32c/gal | Below avg |
Mississippi's below-average cost of living (index 87) is a genuine advantage for reefer owner-operators. Your $2.86/mile rate stretches further here — fuel, food, housing, and operating costs are all lower than the national baseline. This makes MS one of the better states for net take-home pay.
| Category | Est. Monthly | % of Gross |
|---|---|---|
| Fuel | $4,031 | 15.7% |
| Insurance | $1,030 | 4.0% |
| Truck Payment / Lease | $1,800 | 7.0% |
| Maintenance & Repairs | $1,030 | 4.0% |
| Tires | $300 | 1.2% |
| Permits & Licenses | $131 | 0.5% |
| Food & Living | $696 | 2.7% |
| Phone / Software | $200 | 0.8% |
| Total Expenses | $9,218 | 35.8% |
| Net Take-Home | $16,522 | 64.2% |
Expenses adjusted for Mississippi's cost of living index (87). Actual costs vary by individual circumstances.
Mississippi's fuel tax of 18.4 cents/gallon is below the national average (~32c), giving reefer carriers a fuel cost advantage. At 5-6 MPG, this saves approximately $204/month compared to higher-tax states. Combined with moderate freight volume, MS offers solid margin potential.
| State | Rate/Mile | Gross/Mo | Fuel Tax |
|---|---|---|---|
| Mississippi (MS) | $2.86 | $25,740 | 18.4c |
| Alabama (AL) | $2.80 | $25,200 | 29.2c |
| Arkansas (AR) | $2.90 | $26,100 | 24.8c |
| Florida (FL) | $3.13 | $28,170 | 36.525c |
| Georgia (GA) | $3.02 | $27,180 | 31.2c |
A good dispatch service can boost your per-mile rate by $0.15-$0.40 through better load negotiation, reduced deadhead, and detention pay recovery.