🗺️ Regional Trucking Owner-Operator Earnings
Complete earnings breakdown for Regional Trucking owner-operators — gross revenue, operating expenses, net income, regional data, and top-paying lanes.
National Averages
Annual Gross Revenue
$188,000
$15,667/mo
Annual Expenses
$125,000
$10,417/mo
Annual Net Income
$63,000
$5,250/mo
Regional Breakdown
| Region | Avg Monthly Gross | Top Lanes |
|---|---|---|
| Northeast | $16,800 |
|
| Southeast | $14,800 |
|
| Midwest | $15,500 |
|
| West | $17,200 |
|
| Southwest | $15,800 |
|
Cost Breakdown
| Category | Monthly | % of Total |
|---|---|---|
| Fuel | $3,500 | 33.6% |
| Insurance | $1,400 | 13.4% |
| Truck Payment | $1,800 | 17.3% |
| Maintenance | $1,000 | 9.6% |
| Tires | $320 | 3.1% |
| Permits/Licensing | $220 | 2.1% |
| ELD/Technology | $85 | 0.8% |
| Dispatch Fee | $1,100 | 10.6% |
| Factoring | $600 | 5.8% |
| Misc (Tolls, Parking) | $392 | 3.8% |
| Total | $10,417 | 100% |
Fuel
Insurance
Truck Payment
Maintenance
Tires
Permits/Licensing
ELD/Technology
Dispatch Fee
Factoring
Misc (Tolls, Parking)
Top Paying Lanes
| Origin | Destination | Rate/Mile | Miles |
|---|---|---|---|
| Los Angeles CA | Las Vegas NV | $2.58/mi | 270 |
| Chicago IL | Indianapolis IN | $2.25/mi | 185 |
| Newark NJ | Philadelphia PA | $2.52/mi | 100 |
| Atlanta GA | Nashville TN | $2.18/mi | 250 |
| Seattle WA | Boise ID | $2.52/mi | 500 |
Your Take-Home Calculation
Annual Gross
$188,000
Minus Expenses
- $125,000
Annual Net
= $63,000
Effective Hourly Rate
~$23/hr
Based on 55 hrs/wk, 50 wks/yr
Frequently Asked Questions
Regional owner-operators average around $188,000 gross and $63,000 net annually. Company regional drivers earn $55,000-72,000 per year. Regional pay per mile is often slightly higher than OTR because loads tend to be shorter with more stops and handling, but total miles per week are lower (2,000-2,500 vs 2,500-3,000 for OTR). The real value of regional is home time — most regional drivers are home every weekend or every other weekend.
Regional trucking operates within a defined geographic area (typically 500-1,000 mile radius from your home terminal), while OTR covers the entire country. Regional drivers are typically home weekly or every other weekend, compared to OTR drivers who may be out 2-4 weeks. Regional loads tend to be shorter (200-600 miles) with more pickup and delivery stops. The trade-off is slightly lower total annual miles and earnings compared to OTR.
Regional is better if home time is a priority — having weekends at home makes a significant quality of life difference, especially for drivers with families. The pay gap has narrowed in recent years as carriers struggle to fill regional positions. However, OTR still offers higher annual earnings potential because you run more total miles. Many drivers start OTR, build experience and savings, then transition to regional for the lifestyle improvement.
The Northeast corridor (NJ/PA/NY/CT/MA) pays the highest per-mile rates for regional work due to congestion premiums, tolls, and high cost of living areas. West Coast regional (CA/WA/OR) also commands premium rates. The Midwest and Southeast tend to have lower per-mile rates but more consistent volume. Texas Triangle regional (Dallas/Houston/San Antonio) offers solid rates with year-round freight consistency.
Regional drivers typically average 2,000-2,500 miles per week, compared to 2,500-3,000 for OTR. The lower mileage comes from shorter individual loads, more frequent stops, and the time spent returning to your home area each week. Some high-efficiency regional operations that run dedicated lanes with pre-planned routes can push 2,500-2,800 miles per week while still getting drivers home on weekends.
See How These Numbers Compare
Explore earnings for all 7 equipment types, or use our free calculators to estimate your personal take-home based on your lanes, costs, and revenue.