👥 Team Drivers Owner-Operator Earnings
Complete earnings breakdown for Team Drivers owner-operators — gross revenue, operating expenses, net income, regional data, and top-paying lanes.
National Averages
Annual Gross Revenue
$380,000
$31,667/mo
Annual Expenses
$245,000
$20,417/mo
Annual Net Income
$135,000
$11,250/mo
Regional Breakdown
| Region | Avg Monthly Gross | Top Lanes |
|---|---|---|
| Northeast | $33,500 |
|
| Southeast | $30,500 |
|
| Midwest | $31,200 |
|
| West | $34,500 |
|
| Southwest | $32,000 |
|
Cost Breakdown
| Category | Monthly | % of Total |
|---|---|---|
| Fuel | $7,200 | 35.3% |
| Insurance | $2,000 | 9.8% |
| Truck Payment | $2,200 | 10.8% |
| Maintenance | $1,800 | 8.8% |
| Tires | $550 | 2.7% |
| Permits/Licensing | $300 | 1.5% |
| ELD/Technology | $120 | 0.6% |
| Dispatch Fee | $2,400 | 11.8% |
| Factoring | $1,200 | 5.9% |
| Misc (Tolls, Parking, Sleeper Supplies) | $625 | 3.1% |
| Total | $20,417 | 100% |
Fuel
Insurance
Truck Payment
Maintenance
Tires
Permits/Licensing
ELD/Technology
Dispatch Fee
Factoring
Misc (Tolls, Parking, Sleeper Supplies)
Top Paying Lanes
| Origin | Destination | Rate/Mile | Miles |
|---|---|---|---|
| Los Angeles CA | Newark NJ | $2.95/mi | 2,780 |
| Chicago IL | Los Angeles CA | $2.50/mi | 2,015 |
| Seattle WA | Atlanta GA | $2.88/mi | 2,625 |
| Boston MA | Charlotte NC | $2.90/mi | 840 |
| Dallas TX | Los Angeles CA | $2.60/mi | 1,435 |
Your Take-Home Calculation
Annual Gross
$380,000
Minus Expenses
- $245,000
Annual Net
= $135,000
Effective Hourly Rate
~$49/hr
Based on 55 hrs/wk, 50 wks/yr
Frequently Asked Questions
Team driver operations average around $380,000 gross annually because the truck runs nearly 24 hours a day, covering 5,000-6,000 miles per week compared to 2,500-3,000 for a solo driver. After expenses, net income is roughly $135,000, split between two drivers at $67,500 each. However, teams who own their truck and trailer and split costs efficiently can each net $75,000-90,000.
The primary advantage is that your truck generates revenue nearly double that of a solo operation because it never stops moving. Teams are preferred for time-sensitive freight (expedited, just-in-time manufacturing, perishable goods) that pays premium rates. Teams also qualify for dedicated lanes that solo drivers cannot serve, such as coast-to-coast loads with tight delivery windows. The truck payment and insurance cost the same whether one or two people drive it.
The biggest challenge is living in a truck cab with another person for weeks at a time. Sleep quality suffers because the truck is moving while you rest, and personality conflicts can end both a business partnership and a personal relationship. Married couples have the highest success rate in team driving. Maintenance costs are higher because the truck accumulates miles twice as fast. You also wear through tires and need oil changes more frequently.
Married couples account for the majority of successful long-term team operations because they already share finances and living space. Business partner teams have a higher failure rate due to disputes over driving schedules, expenses, and revenue splits. If partnering with a non-spouse, establish a written operating agreement covering expense splitting, driving schedules, maintenance responsibilities, and exit terms before your first load.
Expedited freight pays the highest rates for teams — time-critical auto parts, medical supplies, and retail restocks that need coast-to-coast delivery in 48-60 hours. These loads often pay $3.00-4.00/mi because shippers have no alternative to team drivers for that speed. Dedicated pharmaceutical and high-value electronics lanes also pay well because they require consistent, reliable transit times that only teams can guarantee.
See How These Numbers Compare
Explore earnings for all 7 equipment types, or use our free calculators to estimate your personal take-home based on your lanes, costs, and revenue.