Apex Fuel Card vs RTS Fuel Card: Trucking Fuel Savings

RTS Financial offers deeper discounts averaging $0.20-0.40 per gallon at major truck stop chains nationwide. Apex's fuel card provides moderate discounts but they are generally 10-15 cents less per gallon than RTS. For a truck burning 1,000 gallons monthly, this difference can mean $100-200 more savings with RTS.

RTS has partnerships with more truck stop chains giving carriers broader choice of where to fuel. Apex's network covers the major chains but has some gaps in secondary locations. Both cards work at most major truck stops, but RTS gives you more flexibility to choose the cheapest station without losing your discount.

Both cards integrate seamlessly with their respective factoring services. Apex's fuel card management is tightly coupled with their factoring portal, providing a unified financial dashboard. RTS offers similar integration but as a separate module. If you already factor with one company, using their fuel card creates a simpler billing workflow.

Both companies offer mobile apps for locating fuel stops, checking discounts, and managing card settings. Apex's app has a slightly more polished interface with better fuel price comparison features. RTS's app is functional but the design feels more utilitarian. Neither app is exceptional compared to standalone fuel price apps.

RTS offers more granular fuel purchase controls including per-transaction limits, time-of-day restrictions, and geographic fencing. Both companies provide real-time transaction alerts and the ability to lock cards remotely. RTS's additional controls give fleet managers better tools to prevent unauthorized purchases.