AtoB vs Fuelman: Modern Fuel Card vs Traditional Fleet Card

AtoB is a fintech-first fuel card with a modern app, instant card issuance, and a clean digital experience that feels like using a consumer banking app. Fuelman's technology is dated, with a clunky portal and limited mobile functionality. For tech-savvy owner-operators, AtoB's modern platform is a breath of fresh air compared to legacy fleet card interfaces.

AtoB markets itself on fee transparency with clear, straightforward pricing and no hidden transaction fees. Fuelman's fee structure can be more complex with potential per-transaction fees, monthly minimums, and other charges that are harder to predict. For carriers who have been burned by surprise fees on traditional fleet cards, AtoB's clarity is a major selling point.

Fuelman has been in the fleet card business for decades and has established deeper discount networks at fuel stations across the country. AtoB's discount network is growing but cannot yet match Fuelman's breadth of negotiated per-gallon savings. For pure fuel cost reduction, Fuelman's established relationships deliver more savings at more locations.

Fuelman's acceptance network is extensive, covering most fuel stations including many non-truck-stop locations. AtoB is accepted at major truck stops and growing its network, but there are still some locations where Fuelman works and AtoB does not. For drivers who fuel at diverse locations beyond major chains, Fuelman offers more universal acceptance.

AtoB offers month-to-month terms with no long-term contracts and easy cancellation. Fuelman may require contracts with minimum volume commitments and early termination fees. For owner-operators and small carriers who want to try a fuel card without commitment, AtoB's no-contract model removes risk and allows easy switching if the card does not meet expectations.