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Love's Fleet Card vs TA UltraONE: Truck Stop Loyalty Programs

85Very Good

Love's Fleet Card

Average Score

VS
81Very Good

TA UltraONE

Average Score

Winner: Love's Fleet Card

Category Breakdown

Network Size

Love's Fleet Card wins
Love's Fleet Card90
TA UltraONE78

Love's has over 600 locations across the US — the largest truck stop chain. TA/Petro has approximately 280 locations. More locations mean more opportunities to fuel at discounted rates without going off-route.

Fuel Discounts

TA UltraONE wins
Love's Fleet Card82
TA UltraONE85

TA UltraONE members often receive slightly deeper per-gallon discounts at TA/Petro locations. Love's discounts are competitive but TA's loyalty rewards for high-volume fuelers can produce better per-gallon savings.

Shower Rewards

Love's Fleet Card wins
Love's Fleet Card85
TA UltraONE82

Love's provides shower credits through their loyalty program that frequent fuelers accumulate quickly. TA also offers shower credits. Both programs effectively provide free showers for regular customers.

Food & Merchandise

Love's Fleet Card wins
Love's Fleet Card82
TA UltraONE80

Both programs offer rewards on in-store food and merchandise purchases. Love's has a slight edge with their broader food partner selection. TA's Iron Skillet dining creates a unique loyalty draw.

Mobile App

Love's Fleet Card wins
Love's Fleet Card85
TA UltraONE78

Love's Connect app is more polished with reserve-a-shower, points tracking, and location finder. TA's TruckSmart app provides similar functionality but Love's mobile experience is more refined.

Score Summary

CategoryLove's Fleet CardTA UltraONELeader
Network Size9078Love's Fleet Card
Fuel Discounts8285TA UltraONE
Shower Rewards8582Love's Fleet Card
Food & Merchandise8280Love's Fleet Card
Mobile App8578Love's Fleet Card
Overall Average8581Love's Fleet Card

Our Verdict

Love's Fleet Card wins on network size and app experience. With 600+ locations, Love's ensures you can always find a participating stop without detouring. Their mobile app makes managing rewards and reserving showers seamless.

TA UltraONE wins for drivers who value deeper fuel discounts at fewer locations and enjoy Iron Skillet dining. TA's per-gallon savings can exceed Love's for high-volume fuelers.

Most drivers benefit from having both — use Love's when convenient (which is often) and TA when their location and discounts are better for your route.

Frequently Asked Questions

Absolutely. Most professional drivers carry cards for Love's, Pilot, and TA/Petro. Use whichever program offers the best deal at the most convenient location. There is no exclusivity requirement for loyalty programs.
Regular loyalty members save $0.03-$0.10 per gallon plus earn free showers, food discounts, and merchandise. For a driver fueling 1,000 gallons per week, that is $30-$100/week in fuel savings plus $15-$30/week in shower credits.
In most cases, yes. Fleet fuel card discounts and loyalty program rewards are separate. You can use a fleet fuel card for payment (getting the fleet discount) and scan your loyalty card (getting points). This stacks both savings programs.

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Published March 25, 2026