Love's Fleet Card vs Pilot Fleet Card: Truck Stop Fuel Cards Compared
Love's Fleet Card
Average Score
Pilot Fleet Card
Average Score
Category Breakdown
Network Size
Pilot Fleet Card winsPilot Flying J operates the largest truck stop network in North America with over 750 locations. Love's has approximately 640+ locations and continues expanding. For drivers who want maximum fueling options along any route, Pilot's larger network provides slightly more convenience, particularly in certain regions of the eastern US.
Fuel Discounts
Love's Fleet Card winsLove's fleet card discounts are consistently competitive, often matching or slightly exceeding Pilot's per-gallon savings at their respective locations. Both cards offer tiered discounts based on volume. Love's has been more aggressive recently in attracting fleet customers with promotional discount offers during the first few months of card activation.
Loyalty Rewards
Love's Fleet Card winsLove's My Love Rewards program is well-regarded for earning points on fuel, food, and merchandise that translate into meaningful savings. Pilot's rewards program is also valuable but drivers generally rate Love's program as slightly more generous with faster point accumulation and more redemption options. Both programs add significant value beyond raw fuel discounts.
Truck Stop Quality
Love's Fleet Card winsLove's consistently ranks higher in driver satisfaction surveys for facility cleanliness, restroom quality, and food options. Their stores are generally newer and better maintained. Pilot locations can vary more in quality due to the larger network, though their recent renovation program has improved many older locations significantly.
Reporting & Fleet Tools
Pilot Fleet Card winsPilot's fleet management portal is slightly more feature-rich with better transaction reporting, driver spending controls, and IFTA-ready reports. Love's fleet tools are adequate but less sophisticated. For fleet managers who need detailed spend analytics and driver-level controls, Pilot's online platform provides more management capabilities.
Score Summary
| Category | Love's Fleet Card | Pilot Fleet Card | Leader |
|---|---|---|---|
| Network Size | 82 | 88 | Pilot Fleet Card |
| Fuel Discounts | 84 | 82 | Love's Fleet Card |
| Loyalty Rewards | 86 | 84 | Love's Fleet Card |
| Truck Stop Quality | 88 | 82 | Love's Fleet Card |
| Reporting & Fleet Tools | 80 | 82 | Pilot Fleet Card |
| Overall Average | 84 | 84 | Tie |
Our Verdict
Love's Fleet Card wins by a narrow margin based on competitive fuel discounts, a superior loyalty rewards program, and consistently higher-rated truck stop facilities. Drivers who prioritize quality stops with clean restrooms, good food, and well-maintained facilities will prefer fueling at Love's.
Pilot Fleet Card is the better choice for fleets that need maximum network coverage and more sophisticated fleet management tools. With 100+ more locations than Love's, Pilot ensures drivers can always find a fueling option along their route. Their fleet portal also provides stronger spending controls for fleet managers.
Many experienced truckers carry both cards and fuel at whichever chain has the better price at their current location. If your routes heavily favor one chain's geography, that should be your primary card.
Frequently Asked Questions
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Published March 24, 2026