TCS Fuel Card vs RTS Fuel Card: Fuel Card for Factoring Clients

TCS offers some of the best fuel discounts in the industry, with savings of 40-80 cents per gallon at in-network locations. RTS provides competitive discounts typically in the 30-60 cents per gallon range. TCS's larger dedicated fuel network gives them more negotiating power with fuel retailers, translating to consistently higher per-gallon savings for carriers.

Both fuel cards are designed to integrate with their respective factoring services. RTS's fuel card is tightly coupled with RTS Financial factoring, allowing fuel advances to be drawn directly from factored invoice payments for seamless cash management. TCS's card works well with their factoring but also functions as a standalone product. RTS's integration is slightly smoother for factoring clients.

TCS has a broader fuel network with acceptance at more locations nationwide. RTS's fuel card network covers all major truck stop chains but has fewer independent station partnerships. For truckers who fuel at smaller independent stops along less-traveled routes, TCS's wider acceptance reduces the risk of finding a non-participating station.

TCS bundles additional benefits including roadside assistance, tire discounts, and maintenance savings for cardholders. RTS's fuel card focuses primarily on fuel savings and factoring integration with fewer ancillary perks. For carriers who value a one-card solution for fuel and roadside protection, TCS offers more bundled value.

TCS's fuel card works well even without their factoring service, making it accessible to carriers who just want fuel discounts. RTS's fuel card is primarily designed for RTS factoring clients, and its value proposition diminishes significantly if used independently. For carriers who do not factor invoices, TCS is the clear standalone choice.