Network
Major chains + 15,000+ locations
Discount Range
10-40 cents/gal
Transaction Fee
$1.50-3.00
Founded
1983
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Our Review
EFS (now part of WEX) is a well-established fuel card and fleet payment solution used by carriers of all sizes. Their platform excels at multi-card account management with strong purchase controls and reporting. The technology is solid, and their SmartFunds product offers useful cash management features. However, the pricing structure can be opaque, with fees that vary significantly based on your negotiated contract terms. Best suited for carriers who want a full payment platform beyond just fuel.
Pros
- Strong multi-card management with detailed per-driver controls and reporting
- SmartFunds feature enables cash advances and driver payments on the road
- Comprehensive IFTA reporting with state-by-state fuel purchase breakdowns
- Wide acceptance network at major truck stops and fuel stations
- Good technology platform with real-time transaction monitoring
Cons
- Pricing is not always transparent — fees vary by contract and require negotiation
- Customer support quality varies; some users report slow response times
- Contract terms can include early termination fees — read carefully before signing
- Fuel discounts are generally moderate compared to TCS or Comdata
Our Verdict
EFS/WEX is a solid fuel card and fleet payment platform with strong multi-card management and useful features like SmartFunds. The pricing opacity and contract requirements are drawbacks — make sure you negotiate terms carefully. For carriers who need more than just fuel discounts (driver payments, maintenance tracking, comprehensive fleet reporting), EFS offers a broader platform. For simple fuel savings, TCS or Pilot's card may be more straightforward.
Pricing & Fees
Transaction Fee
$1.50-3.00
Fuel Discount
10-40 cents/gal
Monthly Fee
$5-20/card
EFS/WEX pricing is largely negotiated per account. Transaction fees typically run $1.50-3.00, monthly fees $5-20 per card, and fuel discounts 10-40 cents per gallon. Volume-based discounts are available for larger fleets. The exact terms depend on your fleet size, fueling volume, and which additional services (SmartFunds, maintenance payments, etc.) you add.
Features
| IFTA Reporting | |
| Fuel Discounts | |
| Mobile App | |
| Real-Time Alerts | |
| Driver PIN Security | |
| Online Dashboard | |
| Purchase Controls | |
| Emergency Fuel Advance |