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How much can intermodal owner-operators earn in New Jersey (NJ)? Estimated rates, gross and net monthly income, cost of living impact, fuel costs, and top lanes in the Northeast region.
Rate Per Mile
$2.72
+29.5% vs national
Est. Gross Monthly
$23,120
+29.5% vs national
Est. Net Monthly
$12,926
After COL-adjusted expenses
| Metric | New Jersey | National Avg | Diff |
|---|---|---|---|
| Rate/Mile | $2.72 | $2.10 | +29.5% |
| Gross Monthly | $23,120 | $17,850 | +29.5% |
| Est. Net Monthly | $12,926 | $11,603 | +11.4% |
| Cost of Living | 130 (Very High) | 100 (Baseline) | +30% |
| Fuel Tax | 52.9c/gal | ~32c/gal | Above avg |
New Jersey's high cost of living (index 130) means your dollars don't stretch as far. While intermodal rates are above the national average at $2.72/mile, elevated food, lodging, and living expenses reduce your effective take-home pay. Owner-operators based in NJ should aim for higher per-mile rates to compensate.
| Category | Est. Monthly | % of Gross |
|---|---|---|
| Fuel | $4,809 | 20.8% |
| Insurance | $925 | 4.0% |
| Truck Payment / Lease | $1,800 | 7.8% |
| Maintenance & Repairs | $925 | 4.0% |
| Tires | $300 | 1.3% |
| Permits & Licenses | $195 | 0.8% |
| Food & Living | $1,040 | 4.5% |
| Phone / Software | $200 | 0.9% |
| Total Expenses | $10,194 | 44.1% |
| Net Take-Home | $12,926 | 55.9% |
Expenses adjusted for New Jersey's cost of living index (130). Actual costs vary by individual circumstances.
New Jersey's fuel tax of 52.9 cents/gallon is significantly above the national average (~32c). For intermodal carriers averaging 5-6 MPG, this adds roughly $314 per month to fuel costs compared to the national baseline. Factor this into your rate calculations when bidding on NJ lanes.
| State | Rate/Mile | Gross/Mo | Fuel Tax |
|---|---|---|---|
| New Jersey (NJ) | $2.72 | $23,120 | 52.9c |
| Connecticut (CT) | $2.40 | $20,400 | 25.0c |
| Delaware (DE) | $2.51 | $21,335 | 22.0c |
| Maine (ME) | $2.43 | $20,655 | 30.0c |
| Maryland (MD) | $2.70 | $22,950 | 27.1c |
A good dispatch service can boost your per-mile rate by $0.15-$0.40 through better load negotiation, reduced deadhead, and detention pay recovery.